---
title: "Exemptions, Exceptions and 3DS"
description: "Strong Customer Authentication and 3D Secure: exceptions and exemptions allowed by PSD2 and cardholder authentication without payment (NPA)."
url: "https://docs.fabrick.com/en/payment-hub-and-orchestra/ecommerce/features/exemptions-exceptions-3ds/"
language: "en"
---

# Exemptions, Exceptions and 3DS

PSD2 requires Strong Customer Authentication on electronic payments, with some exceptions and exemptions. Here you can find how to handle them and how to authenticate the cardholder without making a payment.

- [SCA exceptions and exemptions — When the Strong Customer Authentication required by PSD2 is excluded (exceptions) or not required (exemptions), and how to handle these cases to reduce cart abandonment.](https://docs.fabrick.com/en/payment-hub-and-orchestra/ecommerce/features/exemptions-exceptions-3ds/exceptions-and-exemptions/)
- [Non-Payment Authentication (NPA) — Authenticate the cardholder with 3D Secure 2 and save the card details without charging it: the result is an authenticated token for recurring or one-click payments.](https://docs.fabrick.com/en/payment-hub-and-orchestra/ecommerce/features/exemptions-exceptions-3ds/npa/)