Exemptions, Exceptions and 3DS
PSD2 requires Strong Customer Authentication on electronic payments, with some exceptions and exemptions. Here you can find how to handle them and how to authenticate the cardholder without making a payment.
- SCA exceptions and exemptionsWhen the Strong Customer Authentication required by PSD2 is excluded (exceptions) or not required (exemptions), and how to handle these cases to reduce cart abandonment.
- Non-Payment Authentication (NPA)Authenticate the cardholder with 3D Secure 2 and save the card details without charging it: the result is an authenticated token for recurring or one-click payments.