Alternative Payment Methods
Alternative Payment Methods (APMs) include all digital payment solutions that operate as alternatives to traditional credit and debit cards.
In the eCommerce context, APMs encompass digital wallets, account-based payment methods, mobile-first solutions, and other online payment instruments increasingly adopted by consumers worldwide.
The Fabrick platform enables merchants to integrate and manage a broad range of alternative payment methods through a single API integration, ensuring flexibility, scalability, and consistency across payment flows.
- Amazon PayAmazon Pay lets buyers pay using the payment and shipping details already saved in their Amazon account. In this guide you will learn how to activate it, configure it on Fabrick Payment Orchestra and integrate it correctly into your e-commerce.
- Apple PayApple Pay is Apple's digital wallet, allowing fast and secure payments from the devices of the Apple ecosystem. In this guide you will learn how to activate it, configure it on Fabrick Payment Orchestra and integrate it correctly into your e-commerce.
- AppPagoAppPago is the Buy Now, Pay Later solution by Sella Personal Credit that allows buyers to defer or spread the payment. In this guide you will learn how to activate it, configure it on Fabrick Payment Orchestra and integrate it correctly into your e-commerce.
- Google PayGoogle Pay is Google's digital payment system, allowing fast and secure payments from a smartphone or a browser. In this guide you will learn how to activate it, configure it on Fabrick Payment Orchestra and integrate it correctly into your e-commerce.
- KlarnaKlarna is a payment solution that lets customers pay now, in instalments or later. In this guide you will learn how to activate it, configure it on Fabrick Payment Orchestra and integrate it correctly into your e-commerce.
- MyBankMyBank is an Account-to-Account payment method that lets buyers pay directly from their online banking. This guide explains how it works on Fabrick Payment Orchestra and how to integrate it correctly into your e-commerce.
- Pay By BankFabrick Pay by Bank is an A2A payment method based on standard or instant SEPA credit transfers, compliant with PSD2. In this guide you will learn how to activate it, configure it on Fabrick Payment Orchestra and integrate it correctly into your e-commerce.
- PayPalPayPal is one of the most widely used payment methods in the world. In this guide you will find out how to activate it, configure it on Fabrick Payment Orchestra and integrate it correctly in your ecommerce.
- SatispaySatispay is a payment app that lets customers buy online and in physical stores. In this guide you will learn how to activate it, configure it on Fabrick Payment Orchestra and integrate it correctly into your e-commerce.
- SEPA Direct Debit (SDD)SEPA Direct Debit (SDD) lets you collect recurring or one-off payments directly from the customer's bank account, based on a mandate signed online with an advanced electronic signature. This guide explains how to activate it, create the mandate and execute debits through Fabrick Payment Orchestra.
Why enable APMs
Enabling Alternative Payment Methods allows merchants to:
- Increase conversion rates
- Adapt to local and international payment preferences
- Optimize the mobile checkout experience
- Reduce friction during checkout
- Minimize direct exposure to card data through tokenized or redirect-based flows
Supported method categories
The platform supports multiple categories of alternative payment methods, including:
Digital wallets
Solutions that allow customers to pay using credentials stored on their device or within an account.
Account-based payment methods
Payments completed through authentication with an external provider account (global or local providers).
Mobile payment solutions
Methods designed for native mobile experiences, often involving app-based authorization flows.
Local and regional solutions
Payment instruments tailored to specific geographic markets.
The complete list of available methods depends on the commercial agreement and merchant-level activation.
Operational management
Alternative Payment Methods:
- Are configurable per environment (Test / Production)
- Can be enabled or disabled at merchant level
- Support refund operations according to provider capabilities
- Are monitorable via API and reporting tools
Scalability and coverage
The platform architecture enables:
- Progressive addition of new payment methods without structural changes to the integration
- Modular activation based on target markets
- Unified transaction management, regardless of the selected payment method
For detailed technical specifications and implementation guidelines, refer to the dedicated documentation pages for each payment method.